Defensible decisions and AI speed, achieved together. Indian banking AI faces the dual scrutiny of RBI, SEBI and IRDAI on every model-led decision. SMMARUN turns that scrutiny into a single operating discipline.
AI-driven underwriting, propensity, and collections systems built against RBI's FREE-AI seven Sutras: fairness, transparency, accountability, and the right of the customer to a human review held as code, not as policy.
Underwriting bias testing across protected attributes. Claims fairness audits. Customer-facing AI with IT Rules 2026 disclosure built in. Model transparency for IRDAI reporting, and the third-party InsurTech vendor governance that goes with it.
Agent-driven detection, triage, and disposition for AML, transaction monitoring, APP fraud, and market-side surveillance. Pre-trade guardrails as policy-as-code. Built so a model's confidence interval is never the only thing standing between a customer and a frozen account.
Servicing copilots, document intelligence, and grievance-routing agents that move volume without losing the consent thread. DPDPA-grade data handling baked into every prompt, every retrieval, every log, across both banking and insurance customer flows.
AI lifecycle governance from development through production. Model risk management for trading and fraud systems. Fair lending controls and algorithmic transparency, evidenced for RBI, SEBI and IRDAI.
Read more →Your AI investments deliver returns because the controls hold while the system moves. The estate is held against RBI FREE-AI, SEBI, IRDAI v2.0, DPDPA, IT Rules and NPCI as one operating posture.
Boards making AI decisions with the calibration of a regulator-led review. CXOs designing to the line, not guessing where it sits. Technical leads who know what the model audit will ask before it asks.
Read more →Calibrated for board, CXO, technical and risk audiences in turn. Curriculum anchored to ISO 42001, NIST AI RMF, EU AI Act, and the India regulatory stack. Co-branded certification with premier academic institutions.
ByteVerity's Governor plane enforces blast-radius caps (LOW, MEDIUM, HIGH) with tier-bounded approver gating. The Sovereign plane binds data to jurisdiction under DPDPA Section 16 and RBI FREE-AI guidance. EvoluteIQ powers compliance automation, transaction monitoring and regulatory reporting.
Read more →EvoluteIQ's enterprise automation scales compliance, transaction monitoring and regulatory reporting workflows with guardrails encoded as policy. ByteVerity's Governor plane enforces blast-radius caps; the Sovereign plane binds data to jurisdiction under DPDPA Section 16 and RBI FREE-AI guidance. Full audit trace on every orchestration step.
Audit your AI surface area across banking and insurance lines: RBI FREE-AI, SEBI, IRDAI, DPDPA, and IT Rules 2026 exposure. Surface the three highest-consequence agents and the three governance gates that must hold first. No tools, no licences. Only the read.
EvoluteIQ stood up with sector-specific guardrails (explainability, consent, fair-lending, underwriting fairness, IT Rules disclosure) encoded as policy, not prompt. Two pilot agents move from intake to production with full audit trace, on a path the regulator could follow.
Governance committee operationalised, model owners named, model-risk, fraud-ops, underwriting and claims roles re-cut for an AI-enabled operating model. The SMMARUN masterclass curriculum delivered. You leave with a practice, not a platform.
